Pensions

If you have other pension benefits from another job or through a personal pension plan, you can still join the Local Government Pension Scheme (LGPS).

If you already pay into the LGPS and get another job

If you are already paying into the LGPS and you get another job where you are eligible for membership of the scheme, you can be a member in more than one position. You will:

• have a separate pension account for each job
• receive a separate pension at retirement

Dumfries and Galloway Council Pension Fund

If you already have benefits with us, you can choose to keep your existing and new benefits separate. When you join we will write to you asking what you would like to do.

You have 12 months from joining to make a decision. 

Other Local Government Pension Scheme Funds

If you already have benefits with another local authority, you can choose to either move them to Dumfries and Galloway Council Pension Fund or keep them separate. 

You have 12 months from joining to make a decision. You can request to do this through an authority form.

Other transfers into the LGPS

You may be able to transfer in pension benefits from another provider, so all your benefits are in one place. 

However only certain pensions can be transferred in. 

Dumfries and Galloway Council Pension Fund will only accept a transfer in from another public body.

Transferring in – LGPS Scotland

Transfers out of the LGPS

For more information you can watch a video from LGPS Scotland on transferring your pension.

You can also go to transferring your LGPS pension – LGPS Scotland.

Pensions scams

Be aware of pension scams if thinking of transferring out of the LGPS

To find out more, go to pensions scams – Financial Conduct Authority.